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Refinancing vs Trading in Your Car

You can get help for your car loan if you need it by refinancing with your loan company, or there is another option called trade-in. Refinancing means that your loan terms will change, including the length of the loan and interest rate. In some cases, the interest rate is lowered because your credit is better or your company is offering some better options.

Trade-ins work if you have been paying on a car note and have some equity that you can use to get into a new vehicle. While the vehicle is typically less than your other car, it's…

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